P&C Insurance: Agent Essentials

A comprehensive course designed to equip newly licensed insurance agents with the essential knowledge and skills needed to excel in the Property and Casualty (P&C) insurance industry.

Introduction to P&C Insurance

Unit 1: P&C Insurance Fundamentals

Unit 2: Key Insurance Concepts

Understanding the Insurance Policy

Unit 1: Policy Structure: Declarations & Definitions

Unit 2: Policy Structure: Insuring Agreement

Unit 3: Policy Structure: Exclusions & Conditions

Property Insurance Fundamentals

Unit 1: Types of Property Coverage

Unit 2: Valuation Methods

Unit 3: Covered and Excluded Perils

Unit 4: Property Endorsements

Casualty Insurance Fundamentals

Unit 1: Liability and Negligence

Unit 2: Types of Liability Coverage

Unit 3: Liability Limits and Umbrella Policies

Unit 4: Liability Exclusions

Personal Auto Insurance

Unit 1: PAP: Liability Coverage

Unit 2: PAP: Medical Payments & Uninsured/Underinsured Motorist Coverage

Unit 3: PAP: Collision & Comprehensive Coverage

Unit 4: Factors Affecting Auto Premiums & State Requirements

Homeowners Insurance

Unit 1: Homeowners Insurance Forms (HO-1, HO-2, HO-3)

Unit 2: Homeowners Insurance Forms (HO-5, HO-8)

Unit 3: Coverage Limits: Dwelling, Personal Property, Liability

Unit 4: Common Homeowners Claims Scenarios

Commercial P&C Insurance

Unit 1: Commercial Property Insurance

Unit 2: Commercial General Liability Insurance

Unit 3: Commercial Auto & Workers' Compensation Insurance

Unit 4: Business Interruption Insurance & Risk Management

The Claims Process

Unit 1: Filing a Claim: Notification and Documentation

Unit 2: The Role of the Adjuster

Unit 3: Policyholder Responsibilities & Settlement

Ethics, Regulations, and Best Practices

Unit 1: Ethical Conduct for Insurance Agents

Unit 2: Insurance Regulations and Compliance

Unit 3: Sales and Customer Service Best Practices

Trends and Innovations in P&C Insurance

Unit 1: Technology and Telematics in P&C Insurance

Unit 2: Cyber Insurance

Unit 3: Climate Change and Property Insurance

Unit 4: Usage-Based Insurance & the Future of P&C